Fees & Transparency
Paid in USDT or USDC on Solana, Polygon, or BSC. That's it: no registration fee, no withdrawal fee from us, no percentage taken out of your BNB.
How the Fee Works
The fee is computed as 0.5% of the BNFCR amount you convert, then clamped to the 5.00–10.00 band:
- Small conversions pay the 5.00 minimum (the minimum also guarantees the invoice clears the ≥5 USDT/USDC on-chain withdrawal minimum that exchanges enforce).
- Conversions above 2,000 BNFCR are capped at 10.00 — no matter how large the amount.
- Your invoice adds a small random fractional tail (less than 0.10) on top — that unique tail is how your payment is matched to your invoice.
Fee Table
| BNFCR converted | 0.5% raw | Fee charged (USDT/USDC) | Effective rate |
|---|---|---|---|
| 50 | 0.25 | 5.00 (minimum) | 10% |
| 500 | 2.50 | 5.00 (minimum) | 1% |
| 1,000 | 5.00 | 5.00 | 0.5% |
| 1,500 | 7.50 | 7.50 | 0.5% |
| 2,000 | 10.00 | 10.00 (cap reached) | 0.5% |
| 5,000 | 25.00 | 10.00 (capped) | 0.2% |
| 10,000 | 50.00 | 10.00 (capped) | 0.1% |
Each invoice additionally carries the small unique fractional tail (< 0.10) described above. The exact amount to send is always shown on your invoice before you pay.
What's NOT Included (and Who Gets It)
| Cost | Typical size | Goes to |
|---|---|---|
| Our service fee | 0.5% (5.00–10.00) | bnfcrconvert.com |
| Network gas for the fee payment | ~$0.001 Solana · ~$0.015 Polygon · ~$0.02 BSC | The blockchain network |
| Exchange withdrawal fee (if you pay the fee from an exchange) | Set by your exchange | Your exchange |
The BNFCR → BNB swap itself is executed by Binance's Futures Convert API on your own account at Binance's quoted rate; we do not add any spread or percentage on top of your converted amount.
Why 0.5%?
For context, typical costs elsewhere: traditional banks charge around 2–5% on forex/international transfers, and DEX swaps run about 0.25–1% plus gas. Our 0.5% — capped at 10.00 per conversion — covers infrastructure, security, and payment processing for a single-purpose utility, and the cap means large conversions get proportionally cheaper.
How You See the Fee Before Paying
- Enter your BNFCR amount on the converter.
- The fee screen shows the amount to convert, the fee (labeled with whether the 0.5%, the minimum, or the cap applied), and the total to pay.
- Only then do you decide whether to create the invoice. Nothing is sent until you pay it.
Refunds
- Fee paid, conversion succeeded: no refund.
- Fee paid, conversion failed on the Binance side: best-effort refund of the fee minus on-chain gas costs within 30 days — contact support@bnfcrconvert.com. (If the failure was transient, you can usually simply retry the conversion on the same invoice.)
- Payment doesn't match the invoice (wrong amount, wrong chain, wrong address): cannot be credited and may be unrecoverable — always send the exact invoice amount.
The full, binding policy is in our Terms of Service.
Fee Questions
Is the fee negotiable?
No — the schedule is the same for all users: 0.5%, minimum 5.00, maximum 10.00 USDT/USDC per conversion.
Why is there a minimum?
Exchanges enforce a ≥5 USDT/USDC minimum for on-chain withdrawals. A fee below 5.00 would create invoices that many users literally could not pay from their exchange — so the minimum fee is 5.00.
Why is the invoice amount not round?
The small random tail (less than 0.10) makes your invoice amount unique, which is how your on-chain payment is matched to your invoice automatically. Send exactly the amount shown.